Health insurance that actually fits your life — not just a plan that checks a box.
Compare private health insurance, ACA marketplace options, and supplemental coverage with a licensed agent.
Licensed advisor since 2019 · NPN 19157097 · Free 30-minute coverage review
No pressure. If your current plan is already a good fit, I’ll tell you.
Who I help
I work with people who want clear health insurance guidance before making a decision.
Self-employed individuals and families
People who earn too much for ACA subsidies
Small business owners and 1099 workers
People comparing private health insurance vs marketplace options
Anyone who wants a free second opinion on current coverage
Why work with John?
I explain the tradeoffs before you pick anything.
I compare private health insurance, ACA marketplace options, dental, vision, and supplements when appropriate.
If your current plan is already the best fit, I’ll tell you.
The consultation is free; if you enroll, I’m paid by the carrier, not by you.
You’ll leave the call understanding your options — not feeling pushed.
Questions before you book?
Will I get sales pressure on the call?
No. This is a 30-minute information session, not a closer call. You'll get plan options and honest answers. Zero commitment until you say yes.
What does it cost me to talk to you?
Nothing. The consultation is free. If you enroll, I'm compensated by the carrier — not by you.
Do you only sell one type of plan?
No. I work with private health insurance, ACA marketplace plans, and supplements. We'll compare what fits your situation — not push one product.
What if I don't qualify for ACA subsidies?
That is the subsidy cliff — you earn too much for help but marketplace premiums feel too high. If you are healthy, private plans may be worth comparing alongside ACA options.
Are you licensed in my state?
I am licensed in 31 states. Share your ZIP code and I will confirm your available options before we book or during the call.
What if I already have a plan I'm okay with?
I'll do a free policy review. If your current plan works, I'll tell you. If you're leaving money on the table or missing better coverage, you'll know that too. No obligation.